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Article - Texting while driving remains a Number 1 concern for Canadians: CAA
POSTED Thursday, July 14, 2011

Insurance Resource Centre - ArticleTexting while driving remains a Number 1 concern for Canadians: CAA Texting while driving is the Number 1 road safety concern of Quebecers and Canadians, according to a Canadian Automobile Association (CAA) poll. "Although it may seem obvious to say that texting while driving is dangerous, far too many drivers are ready to run the very potent risk of causing an accident," commented Yvon Lapointe, director of traffic safety for CAA-Québec. "According to studies on the......read more

Article - Backflow valves highly effective in reducing sewer backup damage
POSTED Monday, May 30, 2011

Backflow valves are 85% effective in eliminating sewer backup, according to Galen Heinrichs, stormwater utility manager with the City of Saskatoon. Moreover, in that 15% of instances in which a home experienced some sewer backup despite having a backflow valve, the backflow valve was nevertheless 96% effective in reducing damage from the event, said Heinrich. Heinrich spoke at the Institute for Catastrophic Loss Reduction's Basement Flooding Symposium held May 26 in Toronto. Beginning in 2003, the City of Saskatoon......read more

Article - IBAO cautions property owners of spring melt
POSTED Wednesday, March 23, 2011

The Insurance Brokers Association of Ontario (IBAO) are reminding consumers to take the necessary precautions to protect their homes and belongings from water damage during the spring melt. The combination of the melting snow and the influx of precipitation over the past days has caused water levels to reach unprecedented highs, an IBAO release says. The change in climate is scheduled to continue in the upcoming weeks, and it is important that individuals are aware of the potential risks of......read more

Article - Pulling a Trailer Safely
POSTED Sunday, February 20, 2011

Trailers come in many shapes and sizes. Pulling a trailer requires extra care and attention. A trailer puts extra weight on your vehicle and increases the space you need to drive and stop safely. Trailer safety involves some simple and important rules. A trailer must be registered and licensed before it can be used on the road. Before using your trailer, make sure it is in safe operating condition. Inspect the lights, tires, brakes (if equipped), bearings, safety chains and......read more

Article - Ontario Auto Reform - Bill 198
POSTED Friday, September 03, 2010

Effective September 1, 2010, Bill 198 in Ontario came into effect to address the rising cost of claims. Many of the changes were specific to accident benefits. Medical and rehabilitation expenses has been reduced from $100,000 to $50,000 Attendant care expenses has been reduced from $76,000 to $36,000 Cargiver, housekeeping and home maintenance expenses are no longer available for non-catastrophic injuries but are available for catastrophic injuries only Although some coverages have been reduced, they......read more

Resource - Marine Surveyors in Ontario
POSTED Tuesday, March 30, 2010

Lloyds Register America Inc. Burlington Barry Shepherd 905-631-9420 Kelsey's Marine Surveying Brockville Garry Kelsey 613-498-1648 Murray's Marine Surveying & Consulting Grand Bend Murray Willits 519-670-9183 Ra Kon Marine Surveyors Innisfil Barry Goodyear 705-431-9485 SWL Consultants Kemptville Stephen W. Leake 613-258-9953 Richard Trainor Kingston Richard Trainor 613-353-6470 or 1-866-353-9609 Campbell Insurance Surveys, Inc. Kingston Ian Campbell 613-542-7464 Douglas Cowie Marine Survey Inc. ......read more

Loss Prevention - Protect Your Condo From Water Damage
POSTED Monday, March 29, 2010

Condo living is the ideal way for many Canadians to own a home – whether you’re a first-time homebuyer or looking to downsize. Based on in-depth discussions with customers and brokers, we know that some of the most common questions condo owners have are about water damage. So this guide has been developed for condo buyers or owners, with useful information, tips and important questions for a better understanding of the subject. Before you buy… ......read more

Loss Prevention - Boating Safety Pre-Departure Checklist
POSTED Sunday, March 28, 2010

Be Prepared for the Unexpected - CheckThis List Before Every Trip Lifejackets - Wear Them! Carry a Canadian-approved lifejacket for everyone on board. Make sure they are in good condition (check the zippers, buckles, fabric, seams, etc.). Check that they are properly sized to fit each person on board. Operator Competency - Are You Ready to Head Out on the Water? Take a boating safety course. Keep your Pleasure Craft Operator Card or other proof of competency on board. Weather - Check and......read more

Article - Travel Insurance - The best way to handle H1N1 related trip cancellations
POSTED Friday, October 30, 2009

The Public Health Agency of Canada has provided an important guidance on how to reduce the spread of the H1N1 flu virus on planes, trains, ferries and inter-city buses. “Everyone has a role to play in reducing the spread of the H1N1 flu virus,” said Chief Public Health Officer, Dr. David Butler-Jones. “If you are sick you should postpone your travel plans until you feel well enough to participate fully in all regular activities.” Guideline recommendations include: passengers......read more

Article - Steer clear of cell phones - How taking a call while driving could raise your rates
POSTED Thursday, October 29, 2009

First, Newfoundland and Labrador did it, followed by both Nova Scotia and Quebec. The trend to ban cell phones and hand-held devices while driving continues to make its move westward in the fall of 2009. Ontario’s Bill 118 prohibits taking or making calls while driving (along with using other hand-held or entertainment devices). What will be banned? According to Ontario’s Bill 118, the following is not allowed unless the vehicle is pulled off the......read more

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