Insurance resources, industry, terms, definitions, glossary, articles, careers, education

Resource - Marine Surveyors in Ontario
POSTED Tuesday, March 30, 2010

Lloyds Register America Inc. Burlington Barry Shepherd 905-631-9420 Kelsey's Marine Surveying Brockville Garry Kelsey 613-498-1648 Murray's Marine Surveying & Consulting Grand Bend Murray Willits 519-670-9183 Ra Kon Marine Surveyors Innisfil Barry Goodyear 705-431-9485 SWL Consultants Kemptville Stephen W. Leake 613-258-9953 Campbell Insurance Surveys, Inc. Kingston Ian Campbell 613-542-7464 Douglas Cowie Marine Survey Inc. Kingston Douglas R. Cowie 613-546-0411 McLoughlin Marine Survey Kingston Nicole McLoughlin ......read more

Loss Prevention - Protect Your Condo From Water Damage
POSTED Monday, March 29, 2010

Condo living is the ideal way for many Canadians to own a home – whether you’re a first-time homebuyer or looking to downsize. Based on in-depth discussions with customers and brokers, we know that some of the most common questions condo owners have are about water damage. So this guide has been developed for condo buyers or owners, with useful information, tips and important questions for a better understanding of the subject. Before you buy… ......read more

Loss Prevention - Boating Safety Pre-Departure Checklist
POSTED Sunday, March 28, 2010

Be Prepared for the Unexpected - CheckThis List Before Every Trip Lifejackets - Wear Them! Carry a Canadian-approved lifejacket for everyone on board. Make sure they are in good condition (check the zippers, buckles, fabric, seams, etc.). Check that they are properly sized to fit each person on board. Operator Competency - Are You Ready to Head Out on the Water? Take a boating safety course. Keep your Pleasure Craft Operator Card or other proof of competency on board. Weather - Check and......read more

Article - Travel Insurance - The best way to handle H1N1 related trip cancellations
POSTED Friday, October 30, 2009

The Public Health Agency of Canada has provided an important guidance on how to reduce the spread of the H1N1 flu virus on planes, trains, ferries and inter-city buses. “Everyone has a role to play in reducing the spread of the H1N1 flu virus,” said Chief Public Health Officer, Dr. David Butler-Jones. “If you are sick you should postpone your travel plans until you feel well enough to participate fully in all regular activities.” Guideline recommendations include: passengers......read more

Article - Steer clear of cell phones - How taking a call while driving could raise your rates
POSTED Thursday, October 29, 2009

First, Newfoundland and Labrador did it, followed by both Nova Scotia and Quebec. The trend to ban cell phones and hand-held devices while driving continues to make its move westward in the fall of 2009. Ontario’s Bill 118 prohibits taking or making calls while driving (along with using other hand-held or entertainment devices). What will be banned? According to Ontario’s Bill 118, the following is not allowed unless the vehicle is pulled off the......read more

Article - SR&ED Tax Incentive Program - A War Chest for Small and Mid-size Businesses
POSTED Tuesday, October 27, 2009

The ongoing economic recession and environmental concerns - these two issues make it more challenging for small and mid-size businesses in Canada not only to succeed, but in many cases to survive. Did you realize that the Government of Canada developed and implemented a unique program to help small and mid-size businesses operate successfully? The SR&ED tax incentive program is a great “war chest” resource, especially during the current economic downturn. Each year, the SR&......read more

Insurance Term - Personal Injury Liability
POSTED Sunday, October 25, 2009

Personal injury liability is an injury, other than bodily injury, arising out of false arrest or detention, malicious prosecution, wrongful entry or eviction, libel or slander, or violation of a person's right to privacy. ...read more

Insurance Term - Accident
POSTED Sunday, October 25, 2009

An accident is an unplanned, unexpected , or unforseen event or occurrence which is not inevitable and causes a bodily injury or physical damage loss to people, property or equipment....read more

Loss Prevention - Recreational Vehicle Tips for Awning Care
POSTED Tuesday, October 20, 2009

Awning incidents are the most frequent claims reported. As your leisure and lifestyle insurance specialists, here are some tips for awning care that we think will help you stay safe and avoid any inconveniences while enjoying your Recreational Vehicle.Use a tie-down kit to help withstand sudden strong winds.Lower one end of awning 2 to 4 inches to allow water runoff.When travelling, place velcro strips or bungee cords around the arms as extra security to prevent the......read more

Insurance Term - Absolute Liability
POSTED Wednesday, October 14, 2009

Absolute liability is the legal responsibility for damages, or injury, even if the person found liable was not at fault or negligent. Absolute liability is often found in cases involving explosives or the keeping of dangerous animals as pets. A person involved in such operations may be held liable for the injury or damage of another, even though the individual was not negligent....read more

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